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HOW CAN WE HELP?
AT DC PROPERTY FINDERS WE CAN FIND THE RIGHT PROPERTY FOR YOU IN THE AREA THAT YOU WANT. WE WORK CLOSELY WITH ESTATE AGENTS FROM COSTA BLANCA AND COSTA DEL SOL AND WE WILL SEND YOU A PORTFOLIO OF PROPERTIES THAT MEET YOUR SEARCH CRITERIA. WE HAVE OVER 10 YEARS EXPERIENCE IN THE SPANISH PROPERTY MARKET SELLING AND RENTING PROPERTIES. WE DO NOT CHARGE YOU ANY FEES FOR OUR SERVICES. |
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If you require a mortgage to purchase your Spanish property the procedure is very straight forward, below is a guide on what to expect:
Spanish Financial & Mortgage advice
- Initial, no obligation, assessment - speak to a broker or complete an online form and they will advise you on whether a mortgage approval is likely and what conditions could be possible.
- Mortgage quote – following the initial assessment, your broker will aim to send a full mortgage quote within 24-48 hours.
- Sign up - if you wish to proceed, your broker will ask you to sign the terms and conditions and arrange payment of a fee of €695, which comes with a money back guarantee, so if the mortgage is declined the fee if refunded (subject to the terms and conditions).
- Submit application form – your broker will assist you with completing the relevant application form and they will submit this on your behalf with the appropriate supporting documents, which they will request once you have agreed to proceed with the application.
- Decision from lender – if the mortgage is approved, the broker will confirm the conditions and ask if you wish to proceed.
- Set up bank account and instruct valuation – a bank account will be set up and you will be asked to deposit enough funds to cover the valuation fee.
- Valuation report – if the valuation is no lower than the agreed purchase price and the property has no legal issues, the completion arrangements can be made.
- Completion arrangements – the broker will work with the bank and your lawyer and they will confirm the funds necessary for completion, which must be transferred as soon as possible to your account with the lender. Once the funds are in the account, the lender will prepare everything and you can decide on a completion date at the notary.
- Completion day – the lender will draw up all the necessary cheques and arrange payment of the property and mortgage taxes from these funds. Once the property and mortgage deeds are signed, you become the owner of the property.
Our Recommended insurance broker is:
Spanish Link - Mortgage Brokers and Financial Advisors
Spanish Link is a registered and licensed mortgage broker run by Maria Fuensanta or as she is preferred to be called “Santi”. Santi has more than 8 years experience and all the right contacts within the Spanish banking world, she will guide you through the process and show you the possibilities that are available to you. Where others may fail she many times succeeds, but always with your interest only in mind. Although Santi´s relative young age of 33, she has build up over the past 8 years an extensive network within the local and no so local banks and its branches, and so supplying anyone with the best choices available in this financial (mortgage) world.
Mortgages are a very personal matter, therefore Santi will explain to you in a personal talk what it means for you and in case you continue with her services, she will guide and lead you through the complete process from application to signing at the notary and possibly far after that.
Spanish Link - Mortgage Brokers and Financial Advisors
Spanish Link is a registered and licensed mortgage broker run by Maria Fuensanta or as she is preferred to be called “Santi”. Santi has more than 8 years experience and all the right contacts within the Spanish banking world, she will guide you through the process and show you the possibilities that are available to you. Where others may fail she many times succeeds, but always with your interest only in mind. Although Santi´s relative young age of 33, she has build up over the past 8 years an extensive network within the local and no so local banks and its branches, and so supplying anyone with the best choices available in this financial (mortgage) world.
Mortgages are a very personal matter, therefore Santi will explain to you in a personal talk what it means for you and in case you continue with her services, she will guide and lead you through the complete process from application to signing at the notary and possibly far after that.
Santi is a member of the Spanish Association of Professional Investment and Finance Advisers.
If you would like more information or to contact Santi please click on the following link that will direct you to her website and quote DC Property Management.
website: http://spanishmortgageslink.webnode.com/
If you would like more information or to contact Santi please click on the following link that will direct you to her website and quote DC Property Management.
website: http://spanishmortgageslink.webnode.com/
At DC Property finders we also have other services which may be of use to you
Some of Our Other Services
Property ManagementDC Property Management is a management and rental company that has been trading for over 10 years.
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Car HireGray´s Car Rental is a family owned business that prides itself on good service and friendliness.
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Building Services 24 Hour Locksmith Air Conditioning Painting Services Insurance Services Baby Equipment Hire Welcome Packs |
Our Team Has a
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What Our Client's Are Saying
"We had been searching for a property for over a year but we never seemed to be shown what we were looking for, we contacted Richard who sent us through a portfolio of properties which exactly met our criteria. We viewed the properties and put an offer in on one which was accepted, Richard helped guide us through the purchasing process which was very well appreciated"
"Wouldn't trust our villa with anyone else, this will be our 9th year with Shaz and Richard"
"Big thank you to Sharon and Richard for looking after us again. The villa we hired was lovely. Great pool. Was lovely and clean when we arrived. This is around our 7th time of using d c property rentals. Each time the villas have been great. Would definitely recommend, and we will be using again. Xx"
"Sharon and Richard were the managers of a villa we hired and I cannot recommend them enough. Sharon responded very quickly to the many questions I had before the holiday. We received a very warm welcome from Richard on our arrival at the villa. We also hired a car from them which was hassle free, not like the problems you have at airport bookings. If Richard can do it why can’t others. Everything ran smoothly and their helpful manner made our holiday even more enjoyable. 1st class service I would highly recommend."
"Hire car- airport transfer service was quick and easy! We would like to say a massive thank you for the amazing service and car hire hire, it made our holiday 10X better and it very affordable and reasonable. Thanks again!"
"Highly recommend this company. Sharon made booking the car so easy and stress free. She’s super to deal with. 👌👌👌Richard picked us up at the airport and put up with our excitedly constant chatter without complaint. He’s incredibly patient 😬😬😬Our car was ready and waiting at our destination . Steve dropped us back to the airport and made the journey pass by quickly with his friendly chat. 😉😉😉 There were no hidden costs. Everything was transparent and easy and so competitively priced. Thank you guys looking forward to dealing with you again in the future."
"I would highly recommend DC property management from start to departure Richard and Sharon were so good to deal with Richard even drove around to find me when I got lost looking for the villa. The villa was beautiful and clean. I will definitely be booking with this company again next year and thanks again so much we really enjoyed it."
The perfect home from home with added sunshine and amazing pool!'
"Wouldn't trust our villa with anyone else, this will be our 9th year with Shaz and Richard"
"Big thank you to Sharon and Richard for looking after us again. The villa we hired was lovely. Great pool. Was lovely and clean when we arrived. This is around our 7th time of using d c property rentals. Each time the villas have been great. Would definitely recommend, and we will be using again. Xx"
"Sharon and Richard were the managers of a villa we hired and I cannot recommend them enough. Sharon responded very quickly to the many questions I had before the holiday. We received a very warm welcome from Richard on our arrival at the villa. We also hired a car from them which was hassle free, not like the problems you have at airport bookings. If Richard can do it why can’t others. Everything ran smoothly and their helpful manner made our holiday even more enjoyable. 1st class service I would highly recommend."
"Hire car- airport transfer service was quick and easy! We would like to say a massive thank you for the amazing service and car hire hire, it made our holiday 10X better and it very affordable and reasonable. Thanks again!"
"Highly recommend this company. Sharon made booking the car so easy and stress free. She’s super to deal with. 👌👌👌Richard picked us up at the airport and put up with our excitedly constant chatter without complaint. He’s incredibly patient 😬😬😬Our car was ready and waiting at our destination . Steve dropped us back to the airport and made the journey pass by quickly with his friendly chat. 😉😉😉 There were no hidden costs. Everything was transparent and easy and so competitively priced. Thank you guys looking forward to dealing with you again in the future."
"I would highly recommend DC property management from start to departure Richard and Sharon were so good to deal with Richard even drove around to find me when I got lost looking for the villa. The villa was beautiful and clean. I will definitely be booking with this company again next year and thanks again so much we really enjoyed it."
The perfect home from home with added sunshine and amazing pool!'
We are a family run business who have been living and working in Spain for the last 12 years, we purchased our first property in Los Dolses 15 years ago and have been in love with the area ever since. We like to provide a service to our clients that we would expect ourselves and pride ourselves on being friendly and approachable and willing to go above and beyond for our clients.